Storm Damage Insurance Claims

We handle insurance claims and restore your property beyond expectations.

Stress-Free Insurance Claims Made Easy

With years of experience in residential and commercial insurance claims, AJT Home Restoration has built strong relationships with leading insurance companies. Whether your property was damaged by storm or fire, we make the process simple and stress-free. Working alongside a public adjuster, we negotiate with your insurer to ensure your settlement fully covers repair materials and labour costs.

Restore Your Property Beyond New

You have the option to go beyond your insurance settlement and upgrade to higher-quality products or include additional work. For example, if your home currently has standard shingles, you may choose to upgrade to architectural shingles for added durability and style. You might also decide to add gutters during your roof replacement to address drainage issues that cause basement dampness. Many of our customers take advantage of this opportunity to enhance their property, making improvements that not only restore but also increase the value and comfort of their home.

Step-by-Step Insurance Claims Process

Call (401) 824-6872 or click to schedule a free, no-obligation damage estimate with AJT Home Restoration. During this inspection, we’ll determine if your property has storm damage and whether it qualifies for an insurance claim. Our team will thoroughly inspect your property, and our public adjuster will provide an itemized list with repair costs. If sufficient damage is found, the adjuster will work directly with your insurance company to file a claim. For fire damage, contact your insurance provider immediately, then call AJT Home Restoration to arrange an inspection and fair settlement negotiation.

For storm damage, our public adjuster will meet your insurance company’s adjuster at your property on the day of the scheduled inspection. They will walk the property together to ensure there is agreement on the full scope of damage. In the case of fire damage, inspections may be conducted separately by our public adjuster and your insurance company.

After your insurance company completes its inspection, you’ll receive an adjuster’s report outlining the damage and the amount they are willing to cover for repairs. Our designated public adjuster will review the estimate to ensure it adequately covers the full scope of restoration. If the proposed amount is insufficient, the adjuster will submit our detailed estimate directly to your insurance company and explain how it was calculated. Once the repair costs are agreed upon, our team will help you select materials and schedule construction. Your insurance company will handle payments, and you are responsible for the deductible.

Once your project is complete, AJT Home Restoration’s local Manager of Operations will walk through your property with you. We’ll submit the final invoice to your insurance company to verify all repairs are finished. During this final review, we make certain you are completely satisfied with our work and address any remaining questions or concerns.

Get a Free Property Damage Inspection

Trust our restoration experts to thoroughly document hail and wind damage. We provide a stress-free process and coordinate directly with your insurance company on your behalf.

Project Highlights

Discover exterior design and curb appeal inspiration for your next remodel with our collection of project photos.

We make your insurance claims process easy. Call us for a free evaluation and get everything you need for a stress-free experience. Our public adjuster will manage the entire process from start to finish.

Start your project right—free roof inspection, consultation, and estimate from AJT.