Water damage is one of the most common insurance claims. Each year, many homeowners and landlords rely on their insurance to cover water-related damage. In some cases, certain types of damage may require a flood insurance endorsement. It’s important to review your policy with your insurance agent or a public adjuster to ensure you have the proper coverage for your home or property.
Common Types of Water Damage Claims
Preventing water damage should always be a top priority. However, if water damage occurs, it’s crucial to call a professional contractor immediately to perform emergency repairs and prevent the damage from spreading to other areas of your home.
The most common water damage claims include:
- Sewer backup
- Flooding
- Clogged toilets
- Heavy rain
- Melting snow
- Leaking roofs
- Foundation cracks
- Plumbing leaks
- Burst pipes
- Broken appliances
Flood Water Damage Claims
Some water damage caused by floods may not be covered by standard homeowner’s insurance and require separate flood insurance. Coverage may vary depending on your policy, so it’s important to understand what is included to avoid unexpected expenses.
Act Quickly After Water Damage
Homeowners must act fast to minimize further damage and protect their property. Steps you should take immediately include:
- Contacting a professional contractor for emergency repairs
- Calling your public adjuster to start the insurance claim process
- Moving undamaged possessions to a safe area
- Documenting all damages
- Draining standing water and drying affected areas
- Keeping all damaged items for insurance purposes
Quick action helps ensure you receive the maximum claim benefits under your policy.
Emergency Damage Repairs
Professional emergency repair contractors will handle:
- Drying water-damaged areas
- Draining standing water
- Removing damaged sections of walls and ceilings
- Running dehumidifiers and equipment to prevent mold growth
Most contractors will perform these repairs immediately and send the invoice directly to your insurance company, eliminating financial stress for you.
We Can Help With Your Insurance Claims
At AJT Home Restoration, we’ve helped many homeowners navigate their water damage and other insurance claims. We provide same-day visits for emergencies and, if necessary, can assist with temporary relocation while your home is restored.
We work closely with licensed public adjusters to ensure you receive the full benefits of your insurance policy. Once your claim is approved, we restore your home to the same—or even better—condition it was before the damage.
Restoration Process
Our expert remodeling and restoration team will handle all water damage repairs under the supervision of a restoration manager. We ensure:
- Undamaged areas are protected from dust and construction traffic
- Daily cleanup is performed to keep your home safe for occupancy
- High-quality products and workmanship are used
- The entire process is coordinated with you for convenience and peace of mind
As an experienced contractor, AJT Home Restoration can be counted on to do the job right the first time, backed by the best products and warranties.
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