In many cases, even a single missing shingle can qualify your roof for a full replacement, with your homeowner insurance covering the cost minus your deductible. We can assist you throughout the insurance claim process to ensure you receive the maximum benefits for your roof replacement and home restoration.
How Hail and Wind Affect Your Roof
Hail Damage
Asphalt shingles, the most common roofing material, are particularly vulnerable to hail. Shingles are coated with ceramic granules to protect them from the sun, but hail can loosen these granules and create soft spots. Granule loss accelerates, leaving shingles more susceptible to bald spots, cracks, curling, and water leaks.
After a hailstorm, check your gutters and downspouts for loose granules—this is a sign that your shingles’ protective layer is compromised. Hail damage often voids most manufacturer warranties, making timely inspection critical.
Detecting hail damage early allows your insurance company to provide proper coverage. With the guidance of a public adjuster, we help homeowners get roof replacements approved in compliance with local laws and the full extent of their insurance policy.
Wind Damage
High winds can lift, tear, or rip shingles from your roof, sometimes leaving them lying flat again, making damage hard to spot. Even minor tearing compromises the roof’s watertight integrity and can lead to further problems.
In Rhode Island and Connecticut, matching code laws may allow you to get your roof and vinyl siding replaced through your insurance by paying only your deductible. Schedule a free home inspection to confirm your coverage.
Vinyl Siding Damage & Potential Insurance Replacement
Storm damage can also affect vinyl siding. Even a single missing piece may qualify for a full insurance-covered replacement under matching code laws, with your deductible as the only out-of-pocket cost. Ensure you have the proper insurance coverage to take advantage of this opportunity.
If you suspect hail or wind damage to your roof, contact us today to learn more about hail and wind damage and request your free, zero-pressure estimate.